Flexible solutions that drive financial products innovation and accelerate growth
across core banking, mobile banking, agency banking and payment solutions that allow customers leapfrog ahead of their competitors.
Core Banking Features
Sagamy Core Banking is a leading core banking solution that helps financial institutions gain a competitive advantage by offering a wide range of flexible features and interfaces that drive financial products innovation and accelerate growth. Sagamy addresses core banking, e-banking, mobile banking, regulatory compliance, e-payments, bank office processes, and the data analytics needs of financial institutuions.
Operations Management
Cashier till management, vault and teller cash management, multibranch operations, integrated SMS alerts for transaction notification and reminders, standing order management, daily cash analysis, risk management.
Financial Accounts Management
Financial accounts management, general ledger management, fixed asset management, budgeting & forecasting, with real-time reporting for GAAP and IFRS financial statements for trial balance, balance sheet, income statement, & cash flow. Dynamic reporting for mandated monthly CBN returns.
Human Resource Management
Staff records, pay details, allowances & deductions calculation, staff loans & advances, payroll processing & benefits administration, training & development, leave management, performance appraisal.
Mobile & Agency Features
Sagamy’s Agency and Mobile Banking Solution allows Fintech providers to take banking operations directly to customers within their communities, providing capacity to offer various banking services such as new account opening, loan applications & disbursement, loan repayment applications, funds transfer and bill payment. With the mobile banking module end customers are able to access various banking services and carry out transactions on their own mobile devices.
Mobile Banking
Provides bank’s customers ability to access banking services anywhere / anytime. Customers are able download banks’ mobile application via Google and Apple app stores with which they access their accounts and perform various financial transactions including account opening, loan application, cash withdrawal, cash deposit, balance enquiry, funds transfer, PIN change, bill payment, airtime purchase, account activation, case management with wireless mobile printing capabilities.
Agency (Branchless) Banking
Provides bank’s field officers (agents) capacity to offer banking services to customers and card holders within their communities. Allow customers to access their accounts and perform various financial transactions including account opening, loan application, cash withdrawal, cash deposit, balance enquiry, funds transfer, PIN change, bill payment, airtime purchase, account activation, case management with wireless mobile printing capabilities.
ZBridge Features
ZBridge is a payment solution that serves as a single point of integration for all major payment providers. With ZBridge, clients are able to choose from various payment provider services such as bill payments, collections, funds transfer, etc and offer it to their customers without the need for direct integrations with each provider.
ZBridge Card & E-Payments
Direct integration with Interswitch, NIBSS, Paystack, Flutterwave, Remitta, Etranzact, & 3Line. Allows dynamic routing for ATM, POS and online card transactions featuring built in ISO 8583 bridge for card transactions across various switching networks with over 99% uptime.